Fees

In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established this financial policy. Discounts are offered for paying in full.  (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by insurance.) To fit your individual needs, financial arrangements can be made to extend your payments over a period of months. For your convenience, we accept payment by Visa, MasterCard, American Express, Discover and CareCredit. In cases of serious delinquency, treatment will be discontinued, although we will make every effort to accommodate patients with temporary difficulties.

Insurance

In many cases, patients will have some type of orthodontic insurance that will usually cover a part of the treatment fee. If you have insurance, we will help you determine the coverage you have available. We ask that you assign your insurance benefit to us. The balance will be arranged for you to pay (see above). Professional care is provided to you, our patient, and not to an insurance company. Thus, the insurance company is responsible to the patient and the patient is responsible to the doctor. We will help in every way we can in filing your claim and handling insurance questions from our office on your behalf.

Tax Advantage Medical Savings Accounts

Health Savings Accounts (HSA) and Flexing Spending Accounts (FSA) enable patients to use "pre-tax dollars" for qualified health care expenses as orthodontic treatment. We will try to work with you so that you may take advantage of these programs. We do ask that you know your plans terms and limitations, as some of these plans can be very specific.